When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Nissan Finance FAQs

    Find answers to common Nissan financing and leasing questions at South Colorado Springs Nissan, including online applications, credit situations, down payments, trade-ins, Nissan incentive programs, refinancing, and lease-end options for Colorado Springs shoppers.

    Can I apply for Nissan financing online before visiting South Colorado Springs Nissan?+
    Yes. You can complete our secure online finance application before visiting. This lets you provide your financing information ahead of time and begin the process from home.
    Can I finance a Nissan if my credit is limited, new, or not perfect?+
    You can still apply. We work with customers across a range of credit situations, including people who have had credit issues or little credit history. Approval, rates, down payment requirements, and other terms depend on your individual application and financing options.
    Do I need a down payment to finance a vehicle?+
    Not necessarily. Financing without a down payment may be available in many cases. Whether that works for you depends on factors such as your application, the vehicle, financing terms, and available programs.
    Should I lease or finance my next Nissan?+
    It depends on how you plan to use and keep your vehicle. Leasing can offer lower monthly payments in many situations but typically includes mileage and customization limits. Financing may mean a higher payment, but you build equity and own the vehicle once the loan is paid off.
    Can I trade in my current vehicle and use its value toward another purchase or lease?+
    Yes. You can use our Instant Cash Offer tool to begin the appraisal process online. After your vehicle is evaluated, you can discuss selling it outright or applying its value toward another vehicle.
    Are Nissan college graduate and military incentives available at South Colorado Springs Nissan?+
    Yes. South Colorado Springs Nissan participates in Nissan programs for eligible college graduates and military customers. Because qualifying vehicles, eligibility requirements, documentation, and program terms can change, review our College Graduate Program and Military Discount Program before finalizing your purchase or lease.
    Can South Colorado Springs Nissan help me refinance an existing auto loan?+
    Yes. Our finance team can help you explore refinancing an existing vehicle loan or adjusting the loan term. Available rates and terms will depend on your current loan, credit application, vehicle, and financing options.
    What are my options at the end of a Nissan lease?+
    Depending on your lease and its terms, your options can include returning the Nissan, purchasing it, or moving into another vehicle. Our finance team can help you review your lease and determine which option makes the most sense as your lease-end date approaches. You can also review our lease return page for more information about your available next steps.